--- title: "How to offer net payment terms to wholesale customers" description: "Process Wholesale lets wholesale customers choose a payment term such as Net 30 on the Quick Buy order details page. Turn it on in Settings > Net terms on the Enterprise or Professional plan and offer up to three terms." type: how-to plans: [Enterprise, Professional] keywords: [ net terms, net 30, net 60, net 90, payment terms, pay later, deferred payment, invoice, due on receipt, due on fulfillment, B2Bnetterms, ] questions: - "How do I offer net 30 payment terms to wholesale customers on Shopify?" - "Where does a wholesale customer choose a payment term?" - "Which payment terms can I offer?" - "What happens when a customer checks out with net terms?" - "How do I collect payment for a net terms order?" - "Can I offer net terms to only some wholesale customers?" - "Can a customer still pay at checkout when net terms are on?" - "What does Force Payment Terms do?" last_verified: 2026-11-11 order: 3 --- # How to offer net payment terms to wholesale customers Process Wholesale lets wholesale customers (B2B customers) check out now and pay later with a payment term such as Net 30. You turn it on under **Settings > Net terms**, choose up to three terms, and the customer picks one on the Quick Buy order details page. Choosing a term creates a Shopify draft order with those payment terms. Net payment terms need the Enterprise or Professional plan and work only through the [Quick Buy order form](../storefront/quick-buy-ordering.md). Net terms are also called deferred payment, pay-later terms or invoice terms. **At a glance** - **Plan:** Enterprise or Professional - **Where:** Process Wholesale > **Settings > Net terms > Net payment terms** - **Applies to:** Logged-in customers tagged `B2B` who order through Quick Buy. Optionally, only customers who also have the tag `B2Bnetterms`. - **Terms available:** Due on Receipt, Due on Fulfillment, Net 7, Net 15, Net 30, Net 45, Net 60, Net 90. Up to 3 at a time. - **Default:** Off. When first turned on, Net 15, Net 30 and Net 90 are selected. - **Where customers choose:** The Quick Buy order details page only, never on product pages or in the Shopify cart ## Before you start - Add the Quick Buy block to your theme. Net terms appear nowhere else. See [how to set up the Quick Buy wholesale order form](../storefront/quick-buy-setup.md). - Quick Buy is shown only to logged-in customers with the `B2B` tag. ## Steps to turn on net payment terms 1. In Shopify admin, open the **Process Wholesale** app. 2. Select **Settings**, then select **Net terms** in the list on the left. 3. Check **Enable net payment terms in the Quick buy table.** 4. Under **Select payment terms (maximum 3):**, open the list and select up to three terms. Remove a term from the selection to make room for another. A fourth term cannot be added. 5. Optional: check **Force Payment Terms** to require a term on every Quick Buy order. 6. Optional: check **Allow net terms for specific customers only** to offer terms only to customers you choose. See [how to offer net terms to specific customers only](#how-to-offer-net-terms-to-specific-customers-only). 7. Select **Save**. Video walkthrough: [How to enable net payment terms](https://vimeo.com/1106922278) (3 minutes) shows how to set up net payment terms. ## How to offer net terms to specific customers only With **Allow net terms for specific customers only** checked, only wholesale customers who also have the customer tag `B2Bnetterms` see payment terms in Quick Buy. You give customers the tag with the **Select Customers** picker or in Shopify admin. When you select **Save** in the picker, Process Wholesale adds `B2Bnetterms` to every customer selected in the picker and removes it from every other wholesale customer, straight away. Customers who already have the tag (spelled exactly `B2Bnetterms`) are selected automatically, but only on the pages of the list that you open, and they are selected again each time their page loads. Follow these steps so no customer loses net terms by accident: 1. Under **Settings > Net terms**, check **Allow net terms for specific customers only**, then select **Save** in the save bar to store the setting. 2. Select **Select Customers**. The **Select customers for Net Terms** window lists customers with the `B2B` tag, 20 per page, with **Name** and **Email**. 3. Open every page of the list with **Next** before you change anything, so that every customer who already has `B2Bnetterms` is loaded and stays selected. 4. Check or clear customers one by one. Use the **Search customers...** box to find a customer. A customer you clear is selected again if you reopen their page or search for them before saving, so check your clears last. 5. Do not use **Select all** when your selection spans more than one page. **Select all** works on the page you are looking at: it replaces the selection you made on other pages with the customers on this page, and when it is already checked, clearing it clears the whole selection. The label shows how many customers are selected in total and how many are on the page, for example **Select all (12 of 20 selected)**. 6. Select **Save** in the window. A message confirms the change, for example "Customer net terms updated: 3 added, 1 removed". **Cancel** closes the window without changing tags, but your checks and clears stay in the picker until you reload the Settings page. To start over, reload the page. > **Tip:** For a single customer, edit the tag in Shopify admin instead: open the customer and add or remove the tag `B2Bnetterms`, spelled exactly that way. This changes only that customer. The picker saves tags as soon as you select **Save** in the window. The **Allow net terms for specific customers only** checkbox is saved separately, with the page's save bar. ## What wholesale customers see On the Quick Buy form, the customer selects **View Order** to open the **Order details** page. When net terms are on, that page shows a **Payment terms** row with one button for each term you offered, such as **Net 30**. An information icon explains: "When checking out with payment terms, you will be able to complete your order now and pay within the selected time frame. If you would like to pay for your order now, do not select any payment terms, and click 'add to cart' to add all of your items to the cart and checkout normally." - Selecting a term highlights it. Only one term can be active, and selecting it again clears it. - With a term selected, an **Order note** box appears ("Do you want to add any note to your order?") and the button at the bottom reads **Checkout**. - With no term selected, the button reads **Add to cart** and the order goes to the normal Shopify cart, where the customer pays at checkout as usual. When the customer selects **Checkout** with a term, Process Wholesale creates a draft order in your store and sends the customer to that draft order's invoice page, where they complete the order. If the draft order cannot be created, the customer is taken to their account page and the saved Quick Buy order is cleared. ## What is created in Shopify A Quick Buy checkout with a payment term creates a **draft order** in Shopify admin with: - The products and quantities from the Quick Buy order - The payment terms the customer chose - The customer's email address and their order note - The tag `processwholesale` and the additional detail **Added Via: processwholesale** Automatic discounts are accepted on the draft order. Process Wholesale does not email you about a new net terms order, so check draft orders in Shopify admin. ## How to collect payment After the customer checks out with a net term, the order is created in your store with the payment due date set to the term the customer selected. To collect payment, send the customer an invoice from the order in Shopify admin. If you collect payment outside Shopify, mark the order as paid in Shopify when the payment arrives. Process Wholesale does not send payment reminders or mark orders as paid. ## How Force Payment Terms works With **Force Payment Terms** checked, the checkout button on the Quick Buy order details page is hidden until the customer selects a term, and the page shows "Please select a payment term to proceed with your order." Customers then cannot send a Quick Buy order to the normal cart and pay at checkout. The setting's help text names the "Add to Order" button. The button that is hidden is the checkout button at the bottom of the order details page, the one labeled **Add to cart** or **Checkout**. > **Important:** Do not turn on **Force Payment Terms** and **Allow net terms for specific customers only** together. A wholesale customer without the `B2Bnetterms` tag then sees no payment terms and no checkout button, and cannot check out from Quick Buy. The app shows this warning when both are on: "We do not recommend enabling both "force payment terms" and "allow net terms for specific customers" simultaneously, this could lead to some customers being unable to check out. Please disable one." ## Limits and things to know - **Quick Buy only.** Process Wholesale offers payment terms only on the Quick Buy order details page, not on product pages or in the cart. - **Three terms at a time.** You can offer at most three of the eight terms. - **No other order fields.** The order note is the only extra field, and it is sent only with a payment term. There is no PO number or delivery date field. - **One term per order.** The customer chooses one term for the whole order. - **The tag must be `B2Bnetterms`.** Customers who should see terms when **Allow net terms for specific customers only** is on need this tag in addition to `B2B`. - **The plan is Enterprise or Professional.** On Starter the controls are disabled and show **Upgrade to Enterprise**. The in-app text names Enterprise; Professional includes net terms too. ## Troubleshooting | Symptom | Likely cause | Fix | | -------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------ | | No payment terms on the order details page | Net terms are off, the customer is not tagged `B2B`, or the customer lacks `B2Bnetterms` while specific-customers mode is on | Check the settings and save. Add the missing tag to the customer. | | Customer sees terms only on the order details page | Terms appear only there | No fix needed. The customer selects **View Order** on Quick Buy to reach them. | | A customer cannot check out from Quick Buy | **Force Payment Terms** and **Allow net terms for specific customers only** are both on, and the customer lacks `B2Bnetterms` | Turn one of the two settings off, or add `B2Bnetterms` to the customer. | | Customers lost net terms after using the picker | Saving the picker removes `B2Bnetterms` from every wholesale customer not selected | Re-add the tag in the picker after opening every page, or in Shopify admin. | | A fourth term cannot be added | The limit is three terms | Remove one term, then add the other. | | You were not told about a net terms order | Process Wholesale sends no notification | Check draft orders tagged `processwholesale` in Shopify admin. | ## Frequently asked questions ### Where does a wholesale customer choose a payment term? On the Quick Buy order details page, reached with **View Order**. Process Wholesale does not offer payment terms on product pages or in the Shopify cart. ### Which payment terms can I offer? Due on Receipt, Due on Fulfillment, Net 7, Net 15, Net 30, Net 45, Net 60 and Net 90. You can offer up to three of them at the same time. ### What happens when a customer checks out with net terms? Process Wholesale creates a Shopify draft order with the chosen payment terms and sends the customer to its invoice page to complete the order. The order then has a payment due date matching the term. ### How do I collect payment for a net terms order? Send the customer an invoice from the order in Shopify admin, or mark the order as paid in Shopify when you receive payment outside Shopify. ### Can I offer net terms to only some wholesale customers? Yes. Check **Allow net terms for specific customers only** and give those customers the `B2Bnetterms` tag, with **Select Customers** or in Shopify admin. ### Can a customer still pay at checkout when net terms are on? Yes, unless **Force Payment Terms** is on. With no term selected, **Add to cart** sends the order to the Shopify cart and the customer pays at checkout as usual. ## Related articles - [How wholesale customers order with Quick Buy](../storefront/quick-buy-ordering.md) - [How to set up the Quick Buy wholesale order form](../storefront/quick-buy-setup.md) - [What wholesale customers see in the cart and at checkout](cart-and-checkout-experience.md) - [Checkout problems for wholesale customers](../troubleshooting/checkout-problems.md) - [Settings reference: every Process Wholesale setting](../reference/settings-reference.md)